Indexed and Fixed Indexed annuities are practical retirement solutions that can be used to...
Protect your hard earned dollars
Create income that cannot be outlived
Keep your money safe from volatility
Achieve balance and a peace of mind
Transfer the risk exposure of your money to an insurance company
Experience tax deferred growth
Shortly after meeting Monica and investing in a retirement plan; I made the mistate of withdrawing money from a preior retirement plan, BIG MISTAKE! I actually never used a dime of the money withdrawn because my needs of the money withdrawn had changed. This mistake was now going to cost me $100,000+ in taxes and penalties. Monica went into action quickly in helping me to get through this disaster. You would have thought it was her own money. Monica actually researched a solution that neither myself or my tax preparer of many years could come up with. She went a step further and got a new tax preparer for me. Long story short, everything is completely resolved without being taxed or penalized. -P. Harris
Beyond providing burial and final expense funds, life insurance can be used to...
Supplement retirement income
Start a business
Provide income during a job loss, medical leave or during a job transition
Pay for college
Pay for a wedding
Many other things
Efficient Estates has played an important role in providing information about the components we need to address to create our efficient estate. Monica Harris is passionate about helping individuals protect themselves and build wealth to create lasting legacies for their families. Her integrity is evident as her business practices are not just about her own profitability, but are truly focused on helping her clients choose the best solutions for their individual goals. Lastly, her commitment to community and philanthropic efforts are commendable and truly show that her words and actions are aligned - this is a trait that I look for in businesses I choose to patronize. -L. Knights